NOTICE OF SUBSTITUTE TRUSTEE’S SALE

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

Sale at public auction will be on June 20, 2023 on or about 2:00PM local time, At the East Door of the, Overton County Courthouse, 100 East Court Square, Livingston, TN 38570, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by LORETTA L. SMITH AND RANDY H. SMITH, to FMLS, Inc., Trustee, on June 22, 2012, at Record Book 108, Page 487-496 as Instrument No. 31856 in the real property records of Overton County Register’s Office, Tennessee.

Owner of Debt: REGIONS BANK DBA REGIONS MORTGAGE

The following real estate located in Overton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

ALL THAT TRACT OR PARCEL OF LAND located in Overton County, Tennessee, and more particularly described as follows:

Beginning on a stake on the North East side of other highway that leads from Crawford to Monterey, near where Edd Jones and Mrs. Lena Ledford now live; thence North, eleven degrees East fourteen poles and six feet to a little locust stump about three feet high; thence North 45 degrees West seven poles to a stake corner; thence West seventeen degrees, South eight poles to a stake corner; thence South nine degrees West eight poles and three feet to a stake; thence South fifty-two degrees East running along the side of highway thirteen poles and thirteen feet to the Beginning.

Being the same property conveyed to Randy H. Smith and Loretta L. Smith, Husband and Wife, by Warranty Deed from Joshua L. Holloway, Unmarried, dated, June 22, 2012, recorded on June 26, 2012, of record in Book RB 108, Page 485 Register`s Office for Overton County, Tennessee.

Tax ID: 101-021.00

Current Owner(s) of Property: LORETTA L. SMITH AND RANDY H. SMITH

The street address of the above described property is believed to be 709 Hanging Limb Hwy, Crawford, TN 38554, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TERMS OF SALE ARE CASH. ANY TAXES OR FEES WILL BE THE RESPONSIBILITY OF THE PURCHASER. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE PURCHASE PRICE. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE.

OTHER INTERESTED PARTIES: ESTATE OF RANDY H SMITH AND UNKNOWN HEIRS OF RANDY H SMITH AND SECRETARY OF HOUSING & URBAN DEVELOPMENT AND REPUBLIC FINANCE LLC

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-101 have been met.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 23-000024-625-1

Mackie Wolf Zientz & Mann, P.C.,

Substitute Trustee(s)

COOL SPRINGS COMMONS, SUITE 273

7100 COMMERCE WAY

BRENTWOOD, TN 37027

TN INVESTORS PAGE: HTTP://MWZMLAW.COM/TN_INVESTORS.PHP

5/16/3tc